Schedule of Charges for Community Bank Credit Card
| Particular | VISA Gold Dual Currency | VISA Platinum Dual Currency |
| Annual Fee (Basic Card) | BDT 1500 | BDT 1500 |
| Annual Fee (Supplementary 1st Card) | Free | Free |
| Annual Fee (Supplementary 2nd to Onward) | BDT 750 | BDT 1000 |
| Minimum Amount | 5% or BDT 500, USD 10 whichever is higher | 5% or BDT 500, USD 10 whichever is higher |
| Interest Rate | 20% yearly | 20% yearly |
| Excess Limit Fee | BDT 500 or USD 8 | BDT 500 or USD 8 |
| Late Payment Fee | BDT 500 or USD 8 | BDT 700 or USD 10 |
| Card Reissue/ Replacement Fee | BDT 500 | BDT 500 |
| Return Cheque Fee | BDT 200 or USD 5 | BDT 200 or USD 5 |
| Physical PIN Reissue/ Replacement Fee | BDT 500 | BDT 500 |
| Green PIN Reissue/ Replacement Fee | BDT 200 | BDT 200 |
| Duplicate Statement Fee | BDT 100 | BDT 100 |
| Bank POS Cash Transaction & Fund Transfer Fee | 1% or BDT 50 whichever is higher | 1% or BDT 50 whichever is higher |
| Cash Advance Limit (Own Bank POS) | As per BB Circular | As per BB Circular |
| Cash Advance Limit (ATM) | Max 50% of Credit Limit | Max 50% of Credit Limit |
Cash Advance Fee (At CBBL ATM) | 1% or BDT 50 whichever is higher | 1% or BDT . |
Cash Advance Fee (At Other’s ATM) | 2% or BDT 100, USD $2 whichever is higher | 2% or BDT 100, USD $2 whichever is higher |
| Cross-border currency transaction markup | 3% | 3% |
| CIB Fee | BDT 100 | BDT 100 |
Note:
- VAT will be applicable as per government rules on the above fees & charges.
- These charges may vary and will be governed by Standard Schedule of Charges of the Bank.
- Cardholder will be entitled to get full waiver on Annual Fee in first year. From second year onward Annual Fee shall be waived if he/she performs at-least 12 transactions in a year. First supplementary card will be full free for lifetime.
- Flat interest rate will be used to calculate the interest payable for EMIs. Minimum amount is BDT 3,000 for EMIs.
- Maximum interest free period is 45 days & minimum 15 days. Interest will not be charged, if cardholder pays full due amount of previous month’s outstanding within due date unless there is any ATM cash transactions.